When it comes to retirement planning, a significant number of Americans continue to be completely unsure about when they can and should retire, as well as how much money they’ll need when they decide to stop working — at least on a full-time basis.
After all, many Americans opt to continue working at least a few hours a week even after they retire. Some do it to remain active and avoid boredom, or just to make sure they don’t drive their spouses nuts. But all too many Americans continue to work after retirement because they have to — often because they failed to save enough money for retirement.