Eli Lilly Employee Voluntary Early Retirement Program (VERP) Decision

Sep 8th, 2017
Many employees of Eli Lilly will consider a Voluntary Early Retirement Program (VERP) offer as Lilly looks to workforce reductions in an effort to improve its cost structure. Approximately 3,500 positions are expected to be impacted by the reductions. VERP offers can be complicated. You should compare the value of the enhanced benefits being offered … more »

Where to Invest Money You Need in the Next Five Years

Aug 10th, 2017
An issue that has come up frequently the last several years is when people have money in savings that they don’t need right now but they need it in a year or two for some specific goal like a vacation or a down payment on a house. Savings accounts are paying less than one percent … more »

How Investing Should Be Like Summer

Jul 9th, 2017
Ahh summer. The time when it seems like we all relax a little bit more and life is a little more simple. The kids don’t have to be up and out the door for school before the sun’s up. No school lunches to be prepared or field trip permission slips to remember to sign and … more »

Financial Media is Perpetually Pessimistic and Often Wrong. Ignore It.

Mar 22nd, 2017
The Dow Jones Industrial Average finished down 237.85 points or 1.14% yesterday. This is no big deal. In fact, the market has declined 5% or more every 5 months on average since 1946*. That’s 183 times. Dare I say it’s normal. Here’s an excerpt from an excellent article that appeared at Bloomberg.com, written by Charles … more »

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